Home Loan Programs

Our home loans (mortgages) offer competitive rates, and all of them come with downpayment assistance. Home Advantage is our most flexible, with one income limit statewide. House Key Opportunity offers more help to households with lower incomes. And Energy Spark allows you to make energy-efficiency upgrades to the home you buy, saving energy costs later.

  • Minimum Credit Score
  • Maximum Income
  • Max DTI
  • Downpayment Assist
  • First-Time Homebuyer
  • Repeat Homebuyers
  • WA State Residents
  • Non-State Residents
  • N/A
  • N/A
  • N/A
  • %
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Ability to qualify for a home loan is dependent on the individual.

  • N/A
  • N/A
  • N/A
  • %
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Ability to qualify for a home loan is dependent on the individual.

  • 1200
  • $12,010
  • 1200%
  • 6%
  • No
  • Yes
  • Yes
  • Yes
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Ability to qualify for a home loan is dependent on the individual.

  • 650
  • $140,000
  • 650%
  • 6%
  • No
  • No
  • No
  • No
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Ability to qualify for a home loan is dependent on the individual.

  • 600
  • $4
  • 600%
  • 1%
  • No
  • No
  • No
  • No
Learn More

Ability to qualify for a home loan is dependent on the individual.