These documents are provided for use by lending professionals who are trained by the Washington State Housing Finance Commission. For more information about our programs, please visit us at wshfc.org.

01/06/2010 THROUGH 6/30/2021

12/30/2021 | Income Limit Changes for the Bellingham and Seattle Downpayment Assistance Programs

12/30/2021 | Accepting eNotes

12/14/2021 | 2022 Loan Limit Changes

12/3/2021 | Coming soon to Pierce County

10/27/2021 | Rates Changing for House Key Opportunity Program

9/22/2021 | Rates Changing for House Key Opportunity Program

9/21/2021 | Homeownership Director Lisa DeBrock Featured in Down Payment Report

8/31/2021 | NEW 5% Downpayment Assistance Option!

8/26/2021 | Commission Loans-Post Closing Reminders

8/24/2021 | Internet Network Restored

8/23/2021 | Internet Outage Update

8/23/2021 | Temporary Internet Outage

7/8/2021 | Tacoma Downpayment Assistance Program

7/1/2021 | We’re Raising our Income Limits!

7/1/2021 | Income and Acquisition Cost Limits Increased for House Key Opportunity

6/30/2021 | Pierce County Downpayment Assistance Program Fully Reserved!

6/16/2021 | 2021 Area-Median Income (AMI) Limits

6/11/2021 | Income Limit Changes for Downpayment Assistance Programs

5/5/2021 | Income Limit Changes for Downpayment Assistance Programs

5/4/2021 | Opportunity Downpayment Assistance Program

4/12/2021 | Purchase Price and Income Limit Changes for the Bellingham and Pierce County Downpayment Assistance Programs

3/31/2021 | Manufactured Homes-Home Advantage FHA & USDA

2/5/2021 | Help Get Your Offers Accepted with Our New Flyer!

2/4/2021 | Update on Borrowers with DACA Status on FHA & VA Commission Loan Programs

1/26/2021 | Best Practices for Reserving Commission Loans

1/22/2021 | Misleading mailers sent using WSHFC’s name

1/8/2021 | Lower Rates for House Key Opportunity Program

12/14/2020 | 2021 Loan Limit Changes

12/7/2020 | The Commission in the news!

11/17/2020 | House Key Opportunity

10/12/2020 | Changes to Flood Determination Provider and Lender Retained Payments for loans serviced by IHFA

10/12/2020 | Lower Rates for House Key Opportunity Program

9/28/2020 | Changes to Home Advantage Gov’t Loans with DTI 45.01%-50.00%

9/1/2020 | Important Change to Freddie Mac HFA Advantage Program

7/31/2020 | 2020 Area-Median Income (AMI) Limits

7/27/2020 | Lower Rates for House Key Opportunity Program

7/21/2020 | Online Class Fee Change

7/2/2020 | Income Limit Changes for Downpayment Assistance Programs

6/25/2020 | Lakeview Loan Servicing Change of Address for Closing Documents

6/23/2020 | Lower Rates for House Key Opportunity Program

6/5/2020 | Lower Rates for House Key Opportunity!

5/12/2020 | Ratios at 45.01%-50.00% with credit scores from 620-659 will no longer be eligible under the Home Advantage Government program.

5/11/2020 | REMINDER: Important Changes to Government Home Advantage Loans Starting May 18, 2020.

5/6/2020 | Streamlined Loan Purchase Timeline Notice to Lenders

5/1/2020 | Important Changes to Government Home Advantage Loans Starting May 18, 2020.

4/24/2020 | Lower Rates for House Key Opportunity!

4/17/2020 | HomeChoice Downpayment Assistance Program

4/16/2020 | Reminder: Delivery of Closing Documents

3/30/2020 | UPDATE: Home Inspections

3/26/2020 | Temporary Home Inspection Waivers By Request

3/25/2020 | Conducting Business as Usual

3/24/2020 | Upcoming Rate Change for House Key Opportunity!

3/20/2020 | Cancellation of All In-Person Homebuyer Education Classes

3/19/2020 | Rate Volatility in the Market. Please Plan Accordingly.

3/19/2020 | We’re Here for You

3/16/2020 | Alternatives Now Available for In-Person Homebuyer Education

3/10/2020 | Lower Rates for House Key Opportunity!

3/10/2020 | Specialty Downpayment Assistance Programs

2/26/2020 | New: LenderOnline How-To Videos

1/24/2020 | Best Practices for Reserving Loans

1/17/2020 | FOLLOW UP REMINDER: Important Changes Effective 2/12/2020 to Freddie Mac’s HFA Advantage for the Home Advantage and House Key programs

12/18/2019 | FHA Loan Limit Changes for 2020

12/18/2019 | REMINDER: Important Changes Effective 2/12/2020 to Freddie Mac’s HFA Advantage for the Home Advantage and House Key programs

12/10/2019 | 2020 Loan Limit Changes

12/9/2019 | Tacoma Downpayment Assistance Program Fully Reserved!

11/21/2019 | Important Changes Effective 2/12/2020 to Freddie Mac’s HFA Advantage for the Home Advantage and House Key programs

11/20/2019 | WSHFC Website Currently Down

10/10/2019 | FHA Single-Unit Condominium Project Approval

10/4/2019 | Lower Interest Rate for Pierce County Downpayment Assistance Program

9/23/2019 | Updated Mortgagee Clause

9/6/2019 | Lower Rates for House Key Opportunity!

8/27/2019 | Reminder: Changes to Fannie Mae’s HFA Preferred for DU Casefile ID’s with First Submission Date of September 5, 2019 or later for the Home Advantage and House Key programs

8/12/2019 | Income and Purchase Price Limit Changes for Downpayment Assistance Programs

8/2/2019 | Update on Borrowers with DACA Status

7/26/2019 | Lock Policy Reminder

7/11/2019 | Advance Notice of LenderOnline Scheduled Maintenance

7/3/2019 | Lower Rates for House Key Opportunity!

7/2/2019 | Changes to Fannie Mae’s HFA Preferred for DU Casefile ID’s with First Submission Date of September 5, 2019 or later for the Home Advantage and House Key programs

6/17/2019 | Training Opportunity for Freddie Mac’s HFA Advantage Program

6/14/2019 | Now Offering Freddie Mac’s HFA Advantage Mortgage!

6/13/2019 | Changes to Tacoma, Pierce County and ARCH Partnership Downpayment Assistance Programs

6/12/2019 | Lower Rates for House Key Opportunity!

5/30/2019 | Notice of Rate Change for House Key Opportunity

5/6/2019 | Income Limit Changes for Downpayment Assistance Programs

4/30/2019 | Misleading mailers sent using WSHFC’s name

4/24/2019 | HUD Mortgagee Letter 19-06: Our Affirmation

4/18/2019 | Notice of Rate Change for House Key Opportunity

3/22/2019 | Advance Notice of Rate Change for House Key Opportunity

3/1/2019 | IHFA – PMI Delivery Requirements

3/1/2019 | Increases to Income and Acquisition Cost Limits for House Key Opportunity Program

2/1/2019 | Lakeview Loan Servicing Disaster Guidelines and Disaster File

1/11/2019 | Update -Tax Transcript Requirements Due to Government Shutdown

1/3/2019 | Tax Transcript Requirements Due to Government Shutdown

12/19/2018 | Credit Reports Will Be Required

12/17/2018 | Downpayment Assistance (2nd Mortgages) Notes & Deeds of Trust

12/6/2018 | IRS Form 4506-T and Tax Transcripts for USDA Transactions

10/30/2018 | Borrower Residency and Eligibility Requirements

10/24/2018 | HFA Preferred

10/11/2018 | Delivery File Closing Documents

10/10/2018 | Downpayment Assistance Programs

9/20/2018 | Advance Notice of Rate Change-House Key Opportunity

8/31/2018 | Income Limit Increase for DPA programs

8/28/2018 | Home Advantage Income Limits Going Up to $145,000

8/20/2018 | Advance Notice of Rate Change-House Key Opportunity

7/26/2018 | Bellingham Downpayment Assistance Program Update

7/19/2018 | New – Our Manuals are Now Searchable

6/29/2018 | Internet Outage Announcement

6/21/2018 | Home Advantage & House Key Opportunity Manual Updates

6/19/2018 | Income Limit Changes for Specialty Downpayment Assistance

05/29/2018 | House Key Opportunity-Rate Change

05/08/2018 | House Key Opportunity-Rate Change

04/26/2018 | New Page Just for Real Estate Pros

04/09/2018 | Connecting Homebuyers to Downpayment Help (Lenders)

04/09/2018 | Connecting Homebuyers to Downpayment Help (Real Estate Professionals)

02/28/2018 | New 5% Downpayment Assistance Option

02/28/2018 | Lower Rates for House Key Opportunity

02/27/2018 | IHFA Servicer Program Matrix and Program Manual Updates

02/27/2018 | New–Conventional Financing Option for Manufactured Homes

02/20/2018 | Aged Collateral Policy for Lakeview Loan Servicing

02/07/2018 | WSHFC’s New Servicer, Idaho HFA offers training for LO’s, Processors, Underwriters, Shippers, and Funders

02/01/2018 | Change to Tax Service Fee

01/18/2018 | USDA Manufactured Homes Now Allowable; Enhancements to FHA Limited 203K

12/29/2017 | Additional Master Servicer–Welcome Idaho Housing and Finance Association

12/22/2017 | MCC Program Retained in Federal Tax Reform

12/14/2017 | Non-Traditional Credit Allowed; Change to Escrow Repair Holdback

12/04/2017 | Seller Servicer Consultant RFP

11/30/2017 | Lakeview Loan Servicing Change of Address

11/28/2017 | Contact your Borrowers: MCC Program Eliminated in Federal Tax Reform

11/27/2017 | Closing-Cost Grant Ending Soon

11/22/2017 | Debt-To-Income Ratio Increased; Relief on Tax Transcripts

10/31/2017 | Tacoma and Bellingham Downpayment Assistance

09/27/2017 | What do YOU think?

09/26/2017 | Revised Lakeview Loan Servicing Credit and Closing Delivery Checklists

09/11/2017 | Summer ’17 Closing-Costs Grant Has Been Extended

09/08/2017 | Changes to ServiSolutions Tax Service Fee

08/31/2017 | Increase to Lender Compensation

08/25/2017 | Closing-Cost Grant Money Still Available

08/11/2017 | Pierce County DPA Updates

08/02/2017 | Closing-Cost Grants Still Available

07/03/2017 | Master Servicer Request For Proposal

06/30/2017 | Here to Home Summer ’17 Closing-Cost Grant

06/30/2017 | Change to House Key Opportunity Lock Period

06/30/2017 | Manufactured Homes

06/22/2017 | Income Limit Changes to Downpayment Assistance Programs

06/20/2017 | Changes to Master Servicer for Conventional Home Advantage and All House Key Opportunity Loans Starting July 1, 2017

06/14/2017 | Emphasys Training

05/19/2017 | Updates to DPA Program

05/17/2017 | New Recapture Limits

05/02/2017 | Updates to Downpayment Assistance Programs

03/28/2017 | Acquisition Cost Limits Lowered in Jefferson and San Juan Counties

03/15/2017 | House Key Opportunity-Rate Change

03/08/2017 | Temporary Suspension of Conventional Home Advantage Program Lifted

03/01/2017 | MCC Funds Fully Allocated

02/28/2017 | Suspension of Conventional Home Advantage Loans Extended

02/23/2017 | Manual Updates and Temporary Suspension of Conventional Home Advantage Loans

02/21/2017 | Current MCC Allocation Has $10 Million Left

01/23/2017 | Temporary Suspension of Conventional Home Advantage Loans Extended

12/29/2016 | Lakeview Loan Servicing Shipping and Delivery Update

12/27/2016 | Bulk Transfer of Loans to Lakeview and Temporary Suspension of Conventional Home Advantage Loans

12/13/2016 | MCC Funds Available – December 15, 2016

11/18/2016 | House Key Opportunity – Rate Change

11/07/2016 | Additional Training — Lakeview Loan Servicing Webinar

10/27/2016 | Current MCC Allocation Has Only $1 Million Left

10/24/2016 | Lakeview Loan Servicing Live Today – Manual Updates Available

10/20/2016 | Additional Training – Lakeview Loan Servicing  Webinar

10/19/2016 | Current MCC Allocation Almost Fully Reserved

10/17/2016 | Lakeview Loan Servicing Reservation Start Date – October 24, 2016

10/13/2016 | Lakeview Loan Servicing Training Opportunity

10/05/2016 | Lakeview Loan Servicing Program Matrix – Suspension of Manufactured Home Reservations

09/26/2016 | Homeownership Staff Unavailable for File Review During Conference

09/22/2016 | Contract signed with Lakeview Loan Servicing – Mortgage Origination Agreements Now Available

09/19/2016 | Advance Notice of Rate Change – House Key Opportunity

08/19/2016 | Additional Master Servicer – Welcome Lakeview Loan Servicing

08/03/2016 | Sunset of Bremerton Downpayment Assistance Program

08/02/2016 | Fannie Mae Announces Changes to HFA Preferred Conventional Loan Product

07/26/2016 | Make Up Training | Changes to Transfer of Servicing Rights and Loan Purchases/Delivery

07/05/2016 | Mandatory Training for Lender’s Shippers/Funders | Changes to Transfer of Servicing Rights and Loan Purchase/Delivery

07/01/2016 | Funds available for MCC use on July 6, 2016

06/24/2016 | Transfer of Servicing Rights and Loan Purchases/Delivery; Mandatory Training Webinar for Lender’s Shippers/Funders

05/17/2016 | Income Limit and Maximum Purchase Limit changes

05/10/2016 | Current MCC allocation has been completely reserved, waitlist available

05/05/2016 | Acquisition cost limits lowered in Island, Jefferson, Kitsap, and Whatcom Counties

02/01/2016 | City of Bellingham Downpayment Assistance Funds Now Available

12/24/2015 | Advanced Notice of Limited MCC Availability and Change in MCC Fee Structure for 2016

12/08/2015 | TRID Guidance – Downpayment Programs

11/09/2015 | More Funding for House Key Opportunity

10/02/2015 | Homeownership Staff Unavailable For File Review During Conference

09/11/2015 | Acquisition Cost Limits Lowered in Island, Jefferson, Kitsap, and Whatcom Counties

09/04/2015 | Labor Day Special! Additional House Key Opportunity Funds Now Available

08/25/2015 | Electronic Upload of Files Mandatory Beginning 09/15/2015

08/10/2015 | 203K Streamline loans no longer an eligible loan type/House Key Opportunity Funds running low

07/02/2015 | Downpayment Assistance for City of Bremerton and Pierce County

06/29/2015 | EnergySpark Program Announcement

06/24/2015 | House Key funds available/Opportunity DPA funds available

06/04/2015 | Updates to Downpayment Assistance Manuals

05/27/2015 | Advance Notice of House Key Opportunity Funds and Opportunity DPA

03/18/2015 | Revised Online Homebuyer Education Requirement for MCC Program

12/17/2014 | Fannie Mae Update/HFA Preferred Messaging /Special Feature Code

12/08/2014 | Manual Updates

10/09/2014 | Rural Housing Funding Authority Update

10/01/2014 | House Key Opportunity Programs Ends October 15, 2014

07/01/2014 | Home Advantage 1% Deferred Option up to $10,000 Now Available

06/16/2014 | Elimination of Adverse Market Fee/New Rate Option Available/Online Homebuyer Education Reminder

06/06/2014 | Tacoma Downpayment Assistance Funds Now Available

05/30/2014 | Home Advantage Rebound DPA No Longer Available

05/16/2014 | Lower Income and Acquisition Limits for Some Counties

05/13/2014 | Closing Cost Grant Program

05/01/2014 | House Key Opportunity Funds Availability

04/17/2014 | Advance Notice of House Key Opportunity Funds

03/31/2014 | Lower Rate for HFA Preferred without Downpayment Assistance

03/14/2014 | Online Homebuyer Education Option, Benchmark Standard, Lower MCC Limit for San Juan County & Manual Updates

02/21/2014 | Consumer Financial Protection Bureau Loan Origination Rule Implementation 

01/10/2014 | Introducing Home Advantage Built New DPA & Income Limit Changes for Downpayment Assistance Programs

01/06/2014 | New Targeted Areas for Mortgage Credit Certificate Program

12/20/2013 | Important Debt To Income Changes

08/20/2013 | Announcement From ServiSolutions To Receive Lender Bulletins

08/01/2013 | Closing of Second Mortgages

07/19/2013 | Important Notice Regarding Homebuyer Education Certificates

07/03/2013 | Wiring Funds & HUD Requirements

06/26/2013 | Important Notice Regarding House Key Opportunity Program

06/21/2013 | Wiring Funds for DPA Second Mortgages 

06/14/2013 | Manual Updates Available

05/24/2013 | Retraction of Announcement May 20, 2013, Regarding Ginnie Mae Requirements

05/20/2013 | Interim Endorsements Must Be Dated Per Ginnie Mae Requirements

05/15/2013 | House Key Plus Seattle Is Back

03/04/2013 | Request for Audited Financials

02/05/2013 | Reminders on New Closing Procedures, FHA Deficiency Letters, Reduced Extension Fees, Manual Updates

01/28/2013 | Revision – Changes to Closing of Second Mortgages Effective Immediately

01/28/2013 | Downpayment Assistance Forms

01/25/2013 | Changes to Closing of Second Mortgages Effective February 1, 2013

01/16/2013 | House Key Plus ARCH Funds and Home Advantage Rebound Funds Now Available

01/02/2013 | Sunset of House Key Plus for Foreclosed Properties

 

12/27/2012 | Interest Credits Allowed to the 5th Day of the Month, DPA Income Limits & Manual Updates

11/01/2012 | Manual Updates and ServiSolutions Holiday Closure Dates

10/01/2012 | No File Review October 16–17

08/13/2012 | Changes to Rate Lock Extension Policy & US Rural Development Policy

08/15/2012 | House Key Opportunity Program Announcement

08/02/2012 | Suspension of House Key State Bond & House Key Plus DPA on 08/14/2012 – House Key Opportunity Introduction

08/01/2012 | Fannie Mae Approval of House Key Plus Seattle Variance

06/29/2012 | Home Advantage Program Release and Lock Requirements

06/25/2012 | Introducing the Home Advantage Program on 7/2/2012 and Manual

06/20/2012 | House Key Plus Seattle Funds Now Available

04/27/2012 | Manual Updates Regarding Home Inspection

03/02/2012 | Lower Rates

03/01/2012 | Extension On Per Diem From March 1 to April 1, 2012

02/08/2012 | Manual Updates

02/08/2012 | First Amendment Revisions/Early Payment Default Language

01/13/2012 | ServiSolutions Manual Updates

01/09/2012 | Temporary Suspension of Conventional Loans

12/22/2011 | Contract Signed with New Master Servicer, ServiSolutions

10/28/2011 | ServiSolutions Approved by Board of Commissioners Pending Successful Contract Negotiations

10/17/2011 | Mitas Reservations – Master Servicer Update

09/21/2011 | BoA Discontinues RHS Loans; File Review 9/26-28; Master Servicer Update

09/02/2011 | Bank of America’s Intent to Sell Correspondent Lending Division

08/19/2011 | Lower Rates and Important Program Changes on Conventional Mortgages and the HUD 184 Program

06/22/2011 | Rate Change

06/09/2011 | Downpayment Assistance Income Limits Updated

06/07/2011 | House Key Plus Seattle Downpayment Assistance Funds Available

04/06/2011 | House Key Plus Seattle Funds Wait List

02/22/2011 | Rate Increase and Heatwave Program Discontinued

02/08/2011 | Letter to All Homebuyer Education Instructors

01/25/2011 | Rate Change

12/28/2010 | Master Servicer Requires Minimum 620 Credit Score for FHA, VA, and RHS Loans

11/19/2010 | Program Changes to House Key Plus Seattle

11/02/2010 | Extension of House Key Plus for Foreclosed Properties and 203(K) Streamline updates

09/14/2010 | Lower Rates

08/27/2010 | Revised Income Limits and House Key Plus Seattle Funds Now Available

08/06/2010 | Revised Downpayment Assistance Manuals and New Recapture Limits

07/07/2010 | Heatwave Rates

06/11/2010 | Bank of America Flipping Policy/House Key Plus Status

05/26/2010 | House Key Federal Way Income Limits

05/10/2010 | House Key Plus for Foreclosed Properties/HomeChoice Terms/House Key Federal Way

03/30/2010 | Bank of America Flipping Policy

02/03/2010 | New Home For You Announcement

01/26/2010 | Manufactured Home Guidelines

01/06/2010 | New Interest Rates/Fannie Mae Contract

12/30/2021 | Income Limit Changes for the Bellingham and Seattle Downpayment Assistance Programs
12/30/2021 | Accepting eNotes
12/14/2021 | 2022 Loan Limit Changes
12/3/2021 | Coming soon to Pierce County
10/27/2021 | Rates Changing for House Key Opportunity Program
9/22/2021 | Rates Changing for House Key Opportunity Program
9/21/2021 | Homeownership Director Lisa DeBrock Featured in Down Payment Report
8/31/2021 | NEW 5% Downpayment Assistance Option!
8/26/2021 | Commission Loans-Post Closing Reminders
8/24/2021 | Internet Network Restored
8/23/2021 | Internet Outage Update
8/23/2021 | Temporary Internet Outage
7/8/2021 | Tacoma Downpayment Assistance Program
7/1/2021 | We’re Raising our Income Limits!
7/1/2021 | Income and Acquisition Cost Limits Increased for House Key Opportunity
6/30/2021 | Pierce County Downpayment Assistance Program Fully Reserved!
6/16/2021 | 2021 Area-Median Income (AMI) Limits
6/11/2021 | Income Limit Changes for Downpayment Assistance Programs
5/5/2021 | Income Limit Changes for Downpayment Assistance Programs
5/4/2021 | Opportunity Downpayment Assistance Program
4/12/2021 | Purchase Price and Income Limit Changes for the Bellingham and Pierce County Downpayment Assistance Programs
3/31/2021 | Manufactured Homes-Home Advantage FHA & USDA
2/5/2021 | Help Get Your Offers Accepted with Our New Flyer!
2/4/2021 | Update on Borrowers with DACA Status on FHA & VA Commission Loan Programs
1/26/2021 | Best Practices for Reserving Commission Loans
1/22/2021 | Misleading mailers sent using WSHFC’s name
1/8/2021 | Lower Rates for House Key Opportunity Program
12/14/2020 | 2021 Loan Limit Changes
12/7/2020 | The Commission in the news!
11/17/2020 | House Key Opportunity
10/12/2020 | Changes to Flood Determination Provider and Lender Retained Payments for loans serviced by IHFA
10/12/2020 | Lower Rates for House Key Opportunity Program
9/28/2020 | Changes to Home Advantage Gov’t Loans with DTI 45.01%-50.00%
9/1/2020 | Important Change to Freddie Mac HFA Advantage Program
7/31/2020 | 2020 Area-Median Income (AMI) Limits
7/27/2020 | Lower Rates for House Key Opportunity Program
7/21/2020 | Online Class Fee Change
7/2/2020 | Income Limit Changes for Downpayment Assistance Programs
6/25/2020 | Lakeview Loan Servicing Change of Address for Closing Documents
6/23/2020 | Lower Rates for House Key Opportunity Program
6/5/2020 | Lower Rates for House Key Opportunity!
5/12/2020 | Ratios at 45.01%-50.00% with credit scores from 620-659 will no longer be eligible under the Home Advantage Government program.
5/11/2020 | REMINDER: Important Changes to Government Home Advantage Loans Starting May 18, 2020.
5/6/2020 | Streamlined Loan Purchase Timeline Notice to Lenders
5/1/2020 | Important Changes to Government Home Advantage Loans Starting May 18, 2020.
4/24/2020 | Lower Rates for House Key Opportunity!
4/17/2020 | HomeChoice Downpayment Assistance Program
4/16/2020 | Reminder: Delivery of Closing Documents
3/30/2020 | UPDATE: Home Inspections
3/26/2020 | Temporary Home Inspection Waivers By Request
3/25/2020 | Conducting Business as Usual
3/24/2020 | Upcoming Rate Change for House Key Opportunity!
3/20/2020 | Cancellation of All In-Person Homebuyer Education Classes
3/19/2020 | Rate Volatility in the Market. Please Plan Accordingly.
3/19/2020 | We’re Here for You
3/16/2020 | Alternatives Now Available for In-Person Homebuyer Education
3/10/2020 | Lower Rates for House Key Opportunity!
3/10/2020 | Specialty Downpayment Assistance Programs
2/26/2020 | New: LenderOnline How-To Videos
1/24/2020 | Best Practices for Reserving Loans
1/17/2020 | FOLLOW UP REMINDER: Important Changes Effective 2/12/2020 to Freddie Mac’s HFA Advantage for the Home Advantage and House Key programs
12/18/2019 | FHA Loan Limit Changes for 2020
12/18/2019 | REMINDER: Important Changes Effective 2/12/2020 to Freddie Mac’s HFA Advantage for the Home Advantage and House Key programs
12/10/2019 | 2020 Loan Limit Changes
12/9/2019 | Tacoma Downpayment Assistance Program Fully Reserved!
11/21/2019 | Important Changes Effective 2/12/2020 to Freddie Mac’s HFA Advantage for the Home Advantage and House Key programs
11/20/2019 | WSHFC Website Currently Down
10/10/2019 | FHA Single-Unit Condominium Project Approval
10/4/2019 | Lower Interest Rate for Pierce County Downpayment Assistance Program
9/23/2019 | Updated Mortgagee Clause
9/6/2019 | Lower Rates for House Key Opportunity!
8/27/2019 | Reminder: Changes to Fannie Mae’s HFA Preferred for DU Casefile ID’s with First Submission Date of September 5, 2019 or later for the Home Advantage and House Key programs
8/12/2019 | Income and Purchase Price Limit Changes for Downpayment Assistance Programs
8/2/2019 | Update on Borrowers with DACA Status
7/26/2019 | Lock Policy Reminder
7/11/2019 | Advance Notice of LenderOnline Scheduled Maintenance
7/3/2019 | Lower Rates for House Key Opportunity!
7/2/2019 | Changes to Fannie Mae’s HFA Preferred for DU Casefile ID’s with First Submission Date of September 5, 2019 or later for the Home Advantage and House Key programs
6/17/2019 | Training Opportunity for Freddie Mac’s HFA Advantage Program
6/14/2019 | Now Offering Freddie Mac’s HFA Advantage Mortgage!
6/13/2019 | Changes to Tacoma, Pierce County and ARCH Partnership Downpayment Assistance Programs
6/12/2019 | Lower Rates for House Key Opportunity!
5/30/2019 | Notice of Rate Change for House Key Opportunity
5/6/2019 | Income Limit Changes for Downpayment Assistance Programs
4/30/2019 | Misleading mailers sent using WSHFC’s name
4/24/2019 | HUD Mortgagee Letter 19-06: Our Affirmation
4/18/2019 | Notice of Rate Change for House Key Opportunity
3/22/2019 | Advance Notice of Rate Change for House Key Opportunity
3/1/2019 | IHFA – PMI Delivery Requirements
3/1/2019 | Increases to Income and Acquisition Cost Limits for House Key Opportunity Program
2/1/2019 | Lakeview Loan Servicing Disaster Guidelines and Disaster File
1/11/2019 | Update -Tax Transcript Requirements Due to Government Shutdown
1/3/2019 | Tax Transcript Requirements Due to Government Shutdown
12/19/2018 | Credit Reports Will Be Required
12/17/2018 | Downpayment Assistance (2nd Mortgages) Notes & Deeds of Trust
12/6/2018 | IRS Form 4506-T and Tax Transcripts for USDA Transactions
10/30/2018 | Borrower Residency and Eligibility Requirements
10/24/2018 | HFA Preferred
10/11/2018 | Delivery File Closing Documents
10/10/2018 | Downpayment Assistance Programs
9/20/2018 | Advance Notice of Rate Change-House Key Opportunity
8/31/2018 | Income Limit Increase for DPA programs
8/28/2018 | Home Advantage Income Limits Going Up to $145,000
8/20/2018 | Advance Notice of Rate Change-House Key Opportunity
7/26/2018 | Bellingham Downpayment Assistance Program Update
7/19/2018 | New – Our Manuals are Now Searchable
6/29/2018 | Internet Outage Announcement
6/21/2018 | Home Advantage & House Key Opportunity Manual Updates
6/19/2018 | Income Limit Changes for Specialty Downpayment Assistance
05/29/2018 | House Key Opportunity-Rate Change
05/08/2018 | House Key Opportunity-Rate Change
04/26/2018 | New Page Just for Real Estate Pros
04/09/2018 | Connecting Homebuyers to Downpayment Help (Lenders)
04/09/2018 | Connecting Homebuyers to Downpayment Help (Real Estate Professionals)
02/28/2018 | New 5% Downpayment Assistance Option
02/28/2018 | Lower Rates for House Key Opportunity
02/27/2018 | IHFA Servicer Program Matrix and Program Manual Updates
02/27/2018 | New–Conventional Financing Option for Manufactured Homes
02/20/2018 | Aged Collateral Policy for Lakeview Loan Servicing
02/07/2018 | WSHFC’s New Servicer, Idaho HFA offers training for LO’s, Processors, Underwriters, Shippers, and Funders
02/01/2018 | Change to Tax Service Fee
01/18/2018 | USDA Manufactured Homes Now Allowable; Enhancements to FHA Limited 203K
12/29/2017 | Additional Master Servicer–Welcome Idaho Housing and Finance Association
12/22/2017 | MCC Program Retained in Federal Tax Reform
12/14/2017 | Non-Traditional Credit Allowed; Change to Escrow Repair Holdback
12/04/2017 | Seller Servicer Consultant RFP
11/30/2017 | Lakeview Loan Servicing Change of Address
11/28/2017 | Contact your Borrowers: MCC Program Eliminated in Federal Tax Reform
11/27/2017 | Closing-Cost Grant Ending Soon
11/22/2017 | Debt-To-Income Ratio Increased; Relief on Tax Transcripts
10/31/2017 | Tacoma and Bellingham Downpayment Assistance
09/27/2017 | What do YOU think?
09/26/2017 | Revised Lakeview Loan Servicing Credit and Closing Delivery Checklists
09/11/2017 | Summer ’17 Closing-Costs Grant Has Been Extended
09/08/2017 | Changes to ServiSolutions Tax Service Fee
08/31/2017 | Increase to Lender Compensation
08/25/2017 | Closing-Cost Grant Money Still Available
08/11/2017 | Pierce County DPA Updates
08/02/2017 | Closing-Cost Grants Still Available
07/03/2017 | Master Servicer Request For Proposal
06/30/2017 | Here to Home Summer ’17 Closing-Cost Grant
06/30/2017 | Change to House Key Opportunity Lock Period
06/30/2017 | Manufactured Homes
06/22/2017 | Income Limit Changes to Downpayment Assistance Programs
06/20/2017 | Changes to Master Servicer for Conventional Home Advantage and All House Key Opportunity Loans Starting July 1, 2017
06/14/2017 | Emphasys Training
05/19/2017 | Updates to DPA Program
05/17/2017 | New Recapture Limits
05/02/2017 | Updates to Downpayment Assistance Programs
03/28/2017 | Acquisition Cost Limits Lowered in Jefferson and San Juan Counties
03/15/2017 | House Key Opportunity-Rate Change
03/08/2017 | Temporary Suspension of Conventional Home Advantage Program Lifted
03/01/2017 | MCC Funds Fully Allocated
02/28/2017 | Suspension of Conventional Home Advantage Loans Extended
02/23/2017 | Manual Updates and Temporary Suspension of Conventional Home Advantage Loans
02/21/2017 | Current MCC Allocation Has $10 Million Left
01/23/2017 | Temporary Suspension of Conventional Home Advantage Loans Extended
12/29/2016 | Lakeview Loan Servicing Shipping and Delivery Update
12/27/2016 | Bulk Transfer of Loans to Lakeview and Temporary Suspension of Conventional Home Advantage Loans
12/13/2016 | MCC Funds Available – December 15, 2016
11/18/2016 | House Key Opportunity – Rate Change
11/07/2016 | Additional Training — Lakeview Loan Servicing Webinar
10/27/2016 | Current MCC Allocation Has Only $1 Million Left
10/24/2016 | Lakeview Loan Servicing Live Today – Manual Updates Available
10/20/2016 | Additional Training – Lakeview Loan Servicing Webinar
10/19/2016 | Current MCC Allocation Almost Fully Reserved
10/17/2016 | Lakeview Loan Servicing Reservation Start Date – October 24, 2016
10/13/2016 | Lakeview Loan Servicing Training Opportunity
10/05/2016 | Lakeview Loan Servicing Program Matrix – Suspension of Manufactured Home Reservations
09/26/2016 | Homeownership Staff Unavailable for File Review During Conference
09/22/2016 | Contract signed with Lakeview Loan Servicing – Mortgage Origination Agreements Now Available
09/19/2016 | Advance Notice of Rate Change – House Key Opportunity
08/19/2016 | Additional Master Servicer – Welcome Lakeview Loan Servicing
08/03/2016 | Sunset of Bremerton Downpayment Assistance Program
08/02/2016 | Fannie Mae Announces Changes to HFA Preferred Conventional Loan Product
07/26/2016 | Make Up Training | Changes to Transfer of Servicing Rights and Loan Purchases/Delivery
07/05/2016 | Mandatory Training for Lender’s Shippers/Funders | Changes to Transfer of Servicing Rights and Loan Purchase/Delivery
07/01/2016 | Funds available for MCC use on July 6, 2016
06/24/2016 | Transfer of Servicing Rights and Loan Purchases/Delivery; Mandatory Training Webinar for Lender’s Shippers/Funders
05/17/2016 | Income Limit and Maximum Purchase Limit changes
05/10/2016 | Current MCC allocation has been completely reserved, waitlist available
05/05/2016 | Acquisition cost limits lowered in Island, Jefferson, Kitsap, and Whatcom Counties
02/01/2016 | City of Bellingham Downpayment Assistance Funds Now Available
12/24/2015 | Advanced Notice of Limited MCC Availability and Change in MCC Fee Structure for 2016
12/08/2015 | TRID Guidance – Downpayment Programs
11/09/2015 | More Funding for House Key Opportunity
10/02/2015 | Homeownership Staff Unavailable For File Review During Conference
09/11/2015 | Acquisition Cost Limits Lowered in Island, Jefferson, Kitsap, and Whatcom Counties
09/04/2015 | Labor Day Special! Additional House Key Opportunity Funds Now Available
08/25/2015 | Electronic Upload of Files Mandatory Beginning 09/15/2015
08/10/2015 | 203K Streamline loans no longer an eligible loan type/House Key Opportunity Funds running low
07/02/2015 | Downpayment Assistance for City of Bremerton and Pierce County
06/29/2015 | EnergySpark Program Announcement
06/24/2015 | House Key funds available/Opportunity DPA funds available
06/04/2015 | Updates to Downpayment Assistance Manuals
05/27/2015 | Advance Notice of House Key Opportunity Funds and Opportunity DPA
03/18/2015 | Revised Online Homebuyer Education Requirement for MCC Program
12/17/2014 | Fannie Mae Update/HFA Preferred Messaging /Special Feature Code
12/08/2014 | Manual Updates
10/09/2014 | Rural Housing Funding Authority Update
10/01/2014 | House Key Opportunity Programs Ends October 15, 2014
07/01/2014 | Home Advantage 1% Deferred Option up to $10,000 Now Available
06/16/2014 | Elimination of Adverse Market Fee/New Rate Option Available/Online Homebuyer Education Reminder
06/06/2014 | Tacoma Downpayment Assistance Funds Now Available
05/30/2014 | Home Advantage Rebound DPA No Longer Available
05/16/2014 | Lower Income and Acquisition Limits for Some Counties
05/13/2014 | Closing Cost Grant Program
05/01/2014 | House Key Opportunity Funds Availability
04/17/2014 | Advance Notice of House Key Opportunity Funds
03/31/2014 | Lower Rate for HFA Preferred without Downpayment Assistance
03/14/2014 | Online Homebuyer Education Option, Benchmark Standard, Lower MCC Limit for San Juan County & Manual Updates
02/21/2014 | Consumer Financial Protection Bureau Loan Origination Rule Implementation
01/10/2014 | Introducing Home Advantage Built New DPA & Income Limit Changes for Downpayment Assistance Programs
01/06/2014 | New Targeted Areas for Mortgage Credit Certificate Program
12/20/2013 | Important Debt To Income Changes
08/20/2013 | Announcement From ServiSolutions To Receive Lender Bulletins
08/01/2013 | Closing of Second Mortgages
07/19/2013 | Important Notice Regarding Homebuyer Education Certificates
07/03/2013 | Wiring Funds & HUD Requirements
06/26/2013 | Important Notice Regarding House Key Opportunity Program
06/21/2013 | Wiring Funds for DPA Second Mortgages
06/14/2013 | Manual Updates Available
05/24/2013 | Retraction of Announcement May 20, 2013, Regarding Ginnie Mae Requirements
05/20/2013 | Interim Endorsements Must Be Dated Per Ginnie Mae Requirements
05/15/2013 | House Key Plus Seattle Is Back
03/04/2013 | Request for Audited Financials
02/05/2013 | Reminders on New Closing Procedures, FHA Deficiency Letters, Reduced Extension Fees, Manual Updates
01/28/2013 | Revision – Changes to Closing of Second Mortgages Effective Immediately
01/28/2013 | Downpayment Assistance Forms
01/25/2013 | Changes to Closing of Second Mortgages Effective February 1, 2013
01/16/2013 | House Key Plus ARCH Funds and Home Advantage Rebound Funds Now Available
01/02/2013 | Sunset of House Key Plus for Foreclosed Properties
12/27/2012 | Interest Credits Allowed to the 5th Day of the Month, DPA Income Limits & Manual Updates
11/01/2012 | Manual Updates and ServiSolutions Holiday Closure Dates
10/01/2012 | No File Review October 16–17
08/13/2012 | Changes to Rate Lock Extension Policy & US Rural Development Policy
08/15/2012 | House Key Opportunity Program Announcement
08/02/2012 | Suspension of House Key State Bond & House Key Plus DPA on 08/14/2012 – House Key Opportunity Introduction
08/01/2012 | Fannie Mae Approval of House Key Plus Seattle Variance
06/29/2012 | Home Advantage Program Release and Lock Requirements
06/25/2012 | Introducing the Home Advantage Program on 7/2/2012 and Manual
06/20/2012 | House Key Plus Seattle Funds Now Available
04/27/2012 | Manual Updates Regarding Home Inspection
03/02/2012 | Lower Rates
03/01/2012 | Extension On Per Diem From March 1 to April 1, 2012
02/08/2012 | Manual Updates
02/08/2012 | First Amendment Revisions/Early Payment Default Language
01/13/2012 | ServiSolutions Manual Updates
01/09/2012 | Temporary Suspension of Conventional Loans
12/22/2011 | Contract Signed with New Master Servicer, ServiSolutions
10/28/2011 | ServiSolutions Approved by Board of Commissioners Pending Successful Contract Negotiations
10/17/2011 | Mitas Reservations – Master Servicer Update
09/21/2011 | BoA Discontinues RHS Loans; File Review 9/26-28; Master Servicer Update
09/02/2011 | Bank of America’s Intent to Sell Correspondent Lending Division
08/19/2011 | Lower Rates and Important Program Changes on Conventional Mortgages and the HUD 184 Program
06/22/2011 | Rate Change
06/09/2011 | Downpayment Assistance Income Limits Updated
06/07/2011 | House Key Plus Seattle Downpayment Assistance Funds Available
04/06/2011 | House Key Plus Seattle Funds Wait List
02/22/2011 | Rate Increase and Heatwave Program Discontinued
02/08/2011 | Letter to All Homebuyer Education Instructors
01/25/2011 | Rate Change
12/28/2010 | Master Servicer Requires Minimum 620 Credit Score for FHA, VA, and RHS Loans
11/19/2010 | Program Changes to House Key Plus Seattle
11/02/2010 | Extension of House Key Plus for Foreclosed Properties and 203(K) Streamline updates
09/14/2010 | Lower Rates
08/27/2010 | Revised Income Limits and House Key Plus Seattle Funds Now Available
08/06/2010 | Revised Downpayment Assistance Manuals and New Recapture Limits
07/07/2010 | Heatwave Rates
06/11/2010 | Bank of America Flipping Policy/House Key Plus Status
05/26/2010 | House Key Federal Way Income Limits
05/10/2010 | House Key Plus for Foreclosed Properties/HomeChoice Terms/House Key Federal Way
03/30/2010 | Bank of America Flipping Policy
02/03/2010 | New Home For You Announcement
01/26/2010 | Manufactured Home Guidelines
01/06/2010 | New Interest Rates/Fannie Mae Contract